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Frequently Asked Questions

What is a payday loan?

A Payday Loan allows you to borrow money to be repaid on your next pay day. If you need a small sum of money until your next pay cheque, a Payday Loan may be for you. Payday Loans allow you to avoid late fees for rent, credit cards, and the likes. These loans are designed to cover short-term financial obligations, and are not intended to be a long-term financial solution.

Can anyone get a Payday Loan?

Anyone who meets the application requirements is eligible to apply for a Payday Loan, and may qualify for cash. Requirements to apply for a payday loan: Meet minimum age requirement (18 years of age) Have an open and active bank account Be able to show proof of income Have a valid phone number and proof of address.

How do i repay my Loan?

You pay your loan through a bank transfer.

How do Payday loans works?

Step 1. Complete the application form online. Step 2. If approved, review and sign your Payday Loan documents Step 3. Receive your cash Step 4. Have your guarantor fill and sign their form. Step 5. Receive your transfer Step 6. Make your scheduled loan payment on your due date to increase your credit limit.

How long dose it takes to get a Payday Loan?

If you apply for a loan online, you will typically get your loan funds within 24 hours.

What if I can't pay my loan on the due date?

your will receive late fees and your credit limit will be reduced by 20%.

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